Who is 1Uplending?

1Uplending is is a lending institutions that specializes in taking your business to the next level with unique financial products.

If there is one thing I need to remember when speaking with a lender, what would it be?

If there is one thing I can recommend, it would be the following: Show lenders by your every action that you will do everything possible to repay the loan, and how you plan to fulfill this promise. Don’t bother verbalizing this–words mean nothing to a lender. Actions are the most persuasive statement.

What is an “origination fee”?

The origination fee is included with every loan, and is a small surcharge that covers the cost of processing, underwriting, approving and funding your loan. It is included on top of your loan and does not affect the original amount you were financed.

Why Lease equipment – why not pay cash or borrow the money?

If you borrow money to buy and own equipment, you are using up available cash and credit lines which may have the ability to earn a return much higher than the cost of the lease payments. Leasing offers a new source of credit with the added benefit of being able to “expense” the payments in many cases, or “depreciate” the cost of the equipment in other cases.

What do we do?

1Uplending specializes in asset based lending, Factoring or your A/R, Commercial Real Estate, Land Development, Large Project Financing, to name a few.

How can we help you?

Every company has unique needs and requires a unique funding solution. Let 1 Up Lending develop a funding solution that’s right for you. Contact us today and tell us about your company and your financing issues. We can help you capitalize almost any project, and achieve success.

Can we help everyone?

No. We are very particular in who we work with. We can fund just about any deal presented, but within reason.

How long does it take to close a loan?

An actual closing date is based on having all the required documents submitted to us, the type of funding you are attempting to receive, and how quickly when questions need to be answered, we can get in touch with you and have them answered. But, any where from a week to a month is not unreasonable.

What kind of interest rate do you charge?

Thats a great question. We could tell you the lowest rate you could possible get like every other business out there, or we can examine the particulars of your deal and give you a more precise answer. Please keep in mind a Real Estate deal is not the same as Business LOC, or Factoring, or even land development. Rates vary based on what your needs are.

What makes us different?

That’s an easy one! Our attention to detail and follow through is what makes us the best at what we do. We go above and beyond to make sure you get the funding you need.

FAQ didn’t solve your problem?

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