About Us



Our Roots

Founded in 2004 in Houston, Texas, 1uplending was born out of the realization that for any business to thrive, it needs access to working capital. For over 13 years, 1uplending has provided small and middle market businesses with asset based lending, outsourced management of accounts receivable (“A/R”), credit support and collection functions – all of which are vital to the success of any business, large or small.

The Present

1uplending remains financially rock solid, with capital ratios far exceeding industry norms. Having provided over $7 billion in financing for over 1500 companies in virtually every U.S. state and Canada, 1uplending maintains one of the largest and most sophisticated back-offices in the business. Our creative approach to asset based lending, as well as A/R management has enabled these clients to achieve tremendous sales growth.

The Future

Through our relationships with our clients and referral partners, as well as the dedication of our team, 1uplending will continue to expand and innovate. Our client list contains some of the most dynamic, fast growing businesses in the world. Our commitment is to continue to foster that growth and help your business realize its full potential! We are investing in the future of American businesses, giving them real Freedom to Grow®.


Client Focused

1uplending’s entire organization is built around a strong “clients first” attitude. We realize that we have to earn your business every single day.

Though we don’t require long-term commitments, we do foster long-term relationships. We know first-hand that building a successful business is no easy task. 1uplending is dedicated to being an entrepreneurial-minded partner who knows and anticipates your needs.

what our clients say

Our average client tenure is in excess of 50 months — more than twice as long as the industry norm. That’s because our relationship with our clients is built on trust. We are committed to earning your business each and every day. And that culture naturally leads to long term relationships — even without a long-term contract commitment.
HEAR MORE about what our clients say about us!


Here are just a few of the many features of our top-rated customer service:

  • An experienced Relationship Manager assigned to every client
  • 24/7 online access to your account and all reporting through the cloud
  • Customized reporting, to fit the specific needs of your business
  • Free lockbox services
  • Free credit investigations and reviews on your existing and new customers
  • No closing fees, no financial covenants, and no long-term commitment required


With over $200 million in active committed lines of credit, 1uplending is among the largest independent finance companies in the nation. Our capital ratios far exceed industry norms, so even during challenging periods in the credit and financial markets, 1uplending has remained a stable and dependable lifeline for its clients.


We are dedicated to data security and service continuity. All critical documentation is readily available in image format via the cloud, and 1uplending maintains offsite electronic storage and data redundancy of all critical data. Our corporate headquarters and operational control center is backup powered by secondary generators – to ensure no interruption in our ability to serve our clients nationwide.


With offices throughout the U.S., there’s a highly experienced Regional Market Manager near you to help you determine the financing structure and services that match your needs. CONTACT US TODAY!


We’re from here! And we’re independently owned. We’re not part of a bank. And we certainly don’t have any foreign investors! Our executive management team has been in place since 2004 and has a 13+ year track record of delivering innovative financial solutions to small and middle market businesses. We are truly “Made in the USA”!

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